Disability & Trauma Insurance Claims
Some people have insurance coverage which is specifically connected to a medical outcome. This is known as trauma insurance.
Other types of insurance covers are specifically connected to medical outcomes. They are known as trauma insurance, and they usually involve lump sum payouts.
However, if ANY injury or illness has forced you to stop work, talk to us. The illnesses and diseases listed below could be relevant to any one of the legal services such as TPD, Income Protection, Death Claims, Terminal Illness and other Disability Insurance.
- Heart attack
- Stroke
- Amputation
- Neurological conditions
- Multiple sclerosis
- Motor neurone disease
- Major depression
- Parkinsons disease
- Arthritis
- Visual dysfunction
- Dementia
- Huntington’s disease
- Muscular dystrophy
- Kidney disease
- Renal Disease
- Spinal Conditions
- Heart Disease
- Liver failure
- Brain injury
- Mental Illness
- Cancer
- Colorectal cancer
- Melanoma
- Alzheimer’s disease
- Cerebrovascular disease
- Lung and bronchus cancer
- Chronic lower respiratory disease
- Chronic Obstructive Pulmonary Disease (COPD)
- Congestive heart failure
- Dementia
- Breast cancer
- Anxiety disorders
- Leukemia and Lymphoma
- Scleroderma
- HIV/AIDs
- Pancreatic cancer
- Pulmonary Fibrosis
- Prostate cancer
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FAQs
Did you know that most people don’t know what insurance coverage they have or how to access it? These are some of the most frequently asked questions from our clients:
No.
When you make a claim, it’s money from an insurance policy.
The insurance payout is in addition to your super fund retirement savings.
Yes.
TPD can usually be claimed, as well as Workers’ Compensation or Income Protection insurance. Getting expert advice before making a claim is crucial to getting everything you’re entitled to.
No.
Most TPD claims will not affect your Centrelink. TPD claims do not affect NDIS. Some types of claims will affect Centrelink, such as income protection claims. Let us advise you on your best options.
Yes.
In most cases, you will be fully covered if you:
- Previously worked without restrictions or limitations, and
- Had insurance when your injury or illness caused you to stop working
Yes.
You can usually claim even if your super account is now closed and even if you stopped working a long time ago. The cover you have can be checked for free by our team.
Claims can be lodged years after you stopped working if your injuries or illness are likely permanent.
Super funds and insurers sometimes tell people, "You're too late". However, this is often incorrect. We can check your coverage even if it has been a long time since you worked.
Yes.
All super funds you were a member of when you stopped work can be claimed if there was insurance.
Yes.
Claims for TPD and income protection can be made for all types of medical conditions, not just injuries. Our team have helped thousands of people with various medical conditions, including the following:
- Multiple sclerosis
- Motor neurone disease
- Major depression
- Parkinsons disease
- Arthritis
- Visual dysfunction
- Dementia
- Huntington’s disease
- Muscular dystrophy
Very unlikely.
More than 9 out of 10 claims are accepted without going to court. However, you
will maximise your chances of both your claim being accepted and a speedier
time to complete it, if you use a skilled and experienced lawyer to act on your
behalf. Unfortunately, some insurers regularly use delay tactics to try to wear
down claimants in the hope they will give up. Our team is committed to providing
the support you need to ensure this doesn’t happen.
What to expect from us:
- Free chat
- Free expert advice from our caring team
- Free check of your insurance cover
- No Win, No Fee.
